Meet the Homeline Mortgages Team!


ollieOliver Bishton
Cert CII (MP&ER)
DipPFS, BA(Hons)

Mortgage & Protection Consultant

T: 07392 081 211

Ollie is a Mortgage & Protection Consultant at Homeline Mortgages overseeing all aspects of mortgage and property purchase.

Born and educated in the Poole/Wimborne area, Ollie has completed a period of working in London before returning to Dorset to continue with his career.

His mortgage and financial experience means he can offer a complete suite of advice and services to his clients, including mortgage advice, equity release, protection and insurance. The ‘total package’ of customer care is what Ollie particularly likes at Homeline, where we take away the pressure and worry by looking after all aspects including liaison with solicitors, estate agents, surveyors etc.

KostaKosta Shabrov
Cert CII (MP)

Mortgage & Protection Adviser

T: 07591 189451

As his name may suggest, Kosta originates from Russia, and is highly experienced within banking and financial services in both the UK and Europe. With a degree in Economics, Kosta also holds many professional qualifications including CeMAP; Financial Planning Level 3, and Diploma’s in Financial Services, Regulation & Ethics, Investments Principles & Risk; Pensions & Retirement Planning, and Financial Protection. As a Mortgage and Protection adviser he can assist clients with a clear financial overview. As a former competitive gymnast, Kosta enjoys keeping fit including cycling and regular visits to the gym.

tim-raineyTim Rainey

Senior Mortgage & Protection Consultant

T: 07771 717989

Our Senior Mortgage & Protection Consultant Tim has established a Nationwide reputation for his specific areas of expertise; notably mortgage and personal financial advice for business owners, and a specialism for contractors in the engineering and IT professions.

With 20 years’ experience in the financial services sector having covered all areas of Financial Planning to individuals and small business, Tim is your ‘go to’ person for personalized information and advice.

justinJustin Wiggins

Mortgage Consultant

T: 07971 556431

Justin is one of our Mortgage Consultants in our Reading office, and he has a wealth of knowledge when it comes to the local property market and purchasing property in and around Reading or Berkshire.

Justin specialises in all aspects of the mortgage market, from helping first time buyers get on the property ladder, re-mortgaging, or buy to let. With over 20 years’ experience in financial services he really understands the sector and is always happy to offer first class customer care and share his knowledge with our clients.

kristianKristian Kolb

Mortgage Consultant

T: 07905 289081

At Homeline Mortgages we guarantee straight talking mortgage advice, giving you the best access to the whole of market. Kristian is one of our Mortgage Consultants in the Reading office – providing support to a wide range of clients.

Having worked in the financial services sector since 1995, he is qualified as CeMAP to give mortgage advice, and also holds the Diploma in Financial Services.

Along with his colleagues, Kristian says it really gives him the ‘feel-good factor’ knowing he has found the perfect mortgage or insurance solution for a Homeline client.

Management Team & Broker Support

Vicky Baggette

Managing Director


They say that the ethos of any business starts at the top… and that is certainly the case with us.

Vicky is Managing Director of Homeline Mortgages and Baggette and Company Wealth Management Limited, and is the one who instills passion into everything we do.

She has a wealth and breadth of experience in the financial services sector as well as the sales and marketing environment.

Our business is growing year on year, largely down to client recommendations and having built our reputation for superb customer service. It’s about being friendly and making our clients feel at ease with the entire mortgage process. Everyone who joins the Homeline Mortgages team share’s Vicky’s vision for being 100% customer focussed and helping our clients get the very best mortgage advice available.

KrystianKrystian Krzeszewski

Mortgage & Protection Administrator


Having gained over ten years’ administration and customer service experience within a government organisation in his home land of Poland, Krystian moved to the UK in 2014. With his excellent English and utilising his Polish banking academy degree, Krystian joined a major national UK building society working within the compliance and operations team providing admin support. Moving to Homeline he has particularly enjoyed the friendly and supportive approach always given to clients and the levels of personal service he is able to personally provide.

StuartKatharine Lowe

Mortgage & Protection Administrator


With a totally solutions focused approach, Katharine joins our Broker Support team with a commitment to exceeding Client’s expectations. With a background in several major banks and building societies, she has a detailed knowledge and understanding of the finance and mortgage sector. Katharine is also CeMAP qualified. Outside work she has a passion for the coast, enjoying beach walks and exploring Dorset’s lovely coastline with family and friends. Katharine also supports Cancer Research and has raised thousands of pounds through various efforts including running a half marathon.

JustineJustine Dawson

Mortgage & Protection Administrator


With a wealth of experience in the business and financial services sector, Justine holds an HND in business management as well as CeMAP level 3 and ISMM level 3. As a qualified Mortgage Adviser, Justine has gained experience not only in Building Societies, but also as a self-employed Adviser, so she is very aware of how crucial providing a great service to our clients is. Outside work Justine enjoys family time with her two children. When not providing taxi service for her daughters various sporting commitments, she enjoys travel, cooking and eating out.

carolynCarolyn Dickinson

PA and Marketing Co-Ordinator


Carolyn is PA to the MD and Marketing Co-Ordinator bringing her extensive office and administration skills to the fore in this busy and vital role. One of the most organised people we know, she keeps everyone in check, ensuring that all key deadlines are met, and that nothing is left unchecked or incomplete. With many years in supervisory roles within the mortgage and finance sector, Carolyn, like the rest of the team, is passionate about offering nothing but the best when it comes to outstanding support.

annAnn Lampitt

PA to the MD

Ann Lampitt is Executive PA to the MD. She has 25 years’ experience in a range of Executive Assistant and business roles. Outside of work, Ann is a keen gardener who grows her own organic fruit and vegetables. She is married with one daughter.


KristenKristen Graham

Compliance Support


As part of the Compliance Support team, Kristen helps to ensure our operations are conducted in accordance with the highest levels of professional standards. With over 12 years of financial experience, Kristen has detailed knowledge of our industry which contributes to adhering to strict regulation guidelines. By keeping up to date with regulatory rules and changes and working within a set compliance framework, Kristen ensures our business is run within the boundaries that are required within the financial industry. Out of work, Kristen enjoys baking (and owns a cake making business) and spending time with her family.